Chase Ultimate Rewards transfer bonuses to Air Canada Aeroplan and IHG One Rewards expire at 11:59 p.m. ET tonight. The Aeroplan one delivers a 20% bonus that stacks with a 10% bonus for Aeroplan cardholders, creating an effective 30% uplift. That turns your points into a serious weapon for business class to Europe — often at 25,000 fewer miles than a comparable United award.
Transfer 100,000 Chase points today and you land 130,000 Aeroplan points. The standard 1:1 rate returns tomorrow, so the clock is literal. Multiple sources confirm the cutoff: 11:59 p.m. Eastern. No extensions, no grace period. If you've been sitting on a pile of Ultimate Rewards, this is the moment to stop overthinking.
The Aeroplan Sweet Spot That Actually Works
Aeroplan's distance-based chart still offers starting prices of 60,000 points one-way in business class from the U.S. East Coast to much of Europe (0-4,000 miles). Real-world availability on partners like Lufthansa, Swiss, or LOT often prices in the 70,000-85,000 range. With the 30% bonus, that 85,000-point ticket costs you roughly 65,400 Chase points. Round-trip? Around 130,800 points.[[1]](https://www.aircanada.com/content/dam/aircanada/loyalty-content/documents/flight-rewards-chart-en.pdf)[[2]](https://frequentmiler.com/get-20-bonus-when-transferring-chase-ultimate-rewards-to-air-canada-aeroplan-stack-with-10-cardholder-bonus/)
Compare that to United MileagePlus. Saver-level Polaris business class to Europe frequently prices at 80,000+ miles one-way when it's available at all — and that's before dynamic pricing decides to quote you 102,500 on peak dates or popular routes. The Aeroplan path saves 25,000 miles or more per ticket while opening up Star Alliance partners United often hides from its own members.
Yes, Aeroplan has dynamic pricing on some United and Air Canada metal, but the partner sweet spots remain. Book a Lufthansa Group flight or TAP and the chart usually behaves. No fuel surcharges on most partners either. United will happily charge you $200+ in taxes on its own metal while smirking about "saver availability."
Other Bonuses Expiring Tonight
The 70% transfer bonus to IHG is also vanishing at the same time. It's mathematically impressive — 1,000 Chase points becomes 1,700 IHG points — but the redemption value rarely matches Aeroplan business class. Use it only if you have a specific high-value IHG stay locked in. Otherwise, prioritize the airline transfer.
These are the only two Chase bonuses ending tonight. No other airline partners are playing along this month. After midnight, everything reverts to the boring 1:1 that feels like 2019 again.
The humor here is that airlines keep raising award prices while dangling these transfer bonuses like cat toys. Aeroplan's upcoming June chart changes will nudge some transatlantic business prices higher, but today's rates are still locked in for travel later this year and into 2027 on many routes. Waiting is for people who enjoy paying more.
Don't transfer into a vacuum. Search for award space first. Use Aeroplan's tool, then confirm partner availability before pulling the trigger on a transfer. Points don't transfer back. But with the 30% multiplier, the margin for error is wider than usual.
Action item: Log into your Chase account before 11:59 p.m. ET, search for your target business class routes on Aeroplan, and transfer only what you need (minimum 1,000 points, in increments that trigger the card bonus if you have the Aeroplan card). If you're an Aeroplan cardholder, batch at least 50,000 UR per transfer to max the stack. The 25,000-mile swing versus United isn't theory — it's your next trip to Europe in a proper seat.