travel
IHG's Hidden F&B Credits: A Step-by-Step Redemption Guide
Most IHG One Rewards cardholders are sitting on unused food and beverage credits. The October 2026 Chase refresh added $100 annually to the IHG One Rewards Premier card ($25 quarterly) and $300 to the new $350 Premier Select ($75 quarterly). Milestone Rewards members have even more floating around from hitting night thresholds. Yet plenty expire worthless because the redemption flow is buried in the app and front desks often shrug.
